Car Insurance In Edmonton

Finding lowered auto insurance rates in Edmonton, Alberta has never been easier. CarInsuranceinEdmonton.com is here to help you comparison shop for the lowest car insurance quotes available. We are here to provide the most convenient way to quickly get custom-tailored quotes from a local Edmonton insurance broker who will compare rates for you from several competing auto insurance companies.

Click “Get Quotes”to start your fast, free online quote for cheaper Edmonton car insurance!

Requirements for Car Insurance in Edmonton:

Alberta law requires minimum Third-Party Liability limits of $200,000 per accident (this amount covers both bodily injury and property damage). However, this mandatory amount is often considered insufficient and the majority of insurance policies start at $1 million for Third-Party Liability. This basic coverage is also referred to as “liability only” or “PLPD” coverage.

Edmonton Insurance Coverage Information:

Third-Party Liability: A minimum of $200,000 for any one accident for bodily injury and property damage; if a claim involving both bodily injury and property damage reaches or exceeds $200,000, priority is given to bodily injury and payment for property damage will be capped at $10,000

Medical Payments: $50,000 per person per accident including rehabilitation, excluding health insurance and other medical plans. Maximum of $750 for chiropratic services, $250 for massage therapy and $250 for acupuncture. Maximum of 2 years limit.

The province of Alberta follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all damages.

You can get Uninsured/Underinsured Motorist coverage to cover bodily injury caused by an uninsured and/or underinsured driver. This coverage may be called “Family Protection” in Alberta, and is quite valuable.

When you get a quote at CarInsuranceinEdmonton.com, our licensed brokers will help you create a custom-tailored insurance quote with all the coverages that are important to you. They will then help you find the best premium from multiple insurance companies based on the options you have selected.

Statistics for Edmonton Auto Insurance:

28,832 – Total number of vehicle collisions in the City of Edmonton in 2009. (Source: City of Edmonton Transportation)
5,203 – Total number of injuries resulting from collisions in Edmonton in 2009. (Source: City of Edmonton Transportation)
32 – Number of fatalities resulting from motor vehicle collisions in Edmonton in 2009. Fifteen fatalities resulted from intersection collisions, while 13 fatalities resulted from collisions on mid-block road segments. (Source: City of Edmonton Transportation)
$1,714.78 – Average Edmonton car insurance premium in 2005 (source: Cartest.ca)
146,142 – Total number of vehicles stolen in Canada in 2007 (source: Statistics Canada)
$542,000,000 – Total dollars paid out by Canadian auto insurance companies for automobile theft claims in 2007 (source: GlobalTV.com)

Most Stolen Vehicles in Canada in 2009:

* 2000 Honda Civic SiR 2dr
* 2003 Cadillac Escalada ESV 4dr
* 1999 Honda Civic SiR 2dr
* 2006 Chevrolet/GMC Trailblazer SS 4dr
* 2002 Cadillac Escalade EXT 4dr AWD
* 2005 Cadillac Escalade ESV 4dr AWD
* 1997 Mitsubishi Eclipse SPyder 2dr
* 2000 Audi S4 Quattro 4dr
* 2006 Hummer H2 4dr AWD
* 2005 Cadillac Escalade 4dr 4wd

As you can see from these statistics, vehicle theft does not really correspond to the value of the vehicle. Even if you do not believe your car has much value, you may end up paying more for theft insurance due to your vehicle having a higher possibility of being stolen.

Fortunately, CarInsuranceinEdmonton.com can help find you the most affordable rates for any local car insurance situation in Edmonton. Use all the resources we offer online to understand why you are paying too much on your current insurance policy, and then find more affordable rates with CarInsuranceinEdmonton.com. Get started now by clicking “Get Quotes” and requesting a fast, free insurance quote today.

Tonight’s eposide of the popular show Million Dollar Drop had an insurance-related question:
“Which of these body parts does not have an insurance policy taken out with Lloyd’s of London?”
A) Dolly Parton’s Breasts
B) David Beckham’s Legs
C) Kim Kardashian’s Butt.

The correct answer was C – Kim Kardashian’s butt is not insured by Lloyd’s of London.
According to www.glamorati.com, David Beckham’s Legs are insured for $70 million, and Dolly Parton’s breasts are insured for $600,000.

Edmonton car insurance is something you have to be careful with. Auto insurance in Alberta is provided by multiple private companies that compete for customers by offering a mix of price, coverage, and service. If you are not sure about what coverage you need on your vehicle, it is important to speak to a licensed broker or agent for advice.

In Edmonton, the getting a car insurance quote can be quite a daunting task – how do you know what type of policy will fit your needs best? How can you find a good rate without sacrificing necessary coverage? Of course, auto insurance in Alberta is not just an option-it is a legal requirement. If you are involved in an accident or have your car stolen, having the right kind of auto insurance policy in place can help to ease a difficult situation.

Never shop by price alone. When looking for Edmonton car insurance, you want to find a company that is responsive to your questions and handles claims fairly and efficiently. You also want to deal with a broker that is experienced enough to handle your questions and needs quickly and correctly. There are many resources for finding great rates and service, but one of the easiest and most efficient is the internet. And for the best quotes, CarInsuranceInEdmonton.com is the place you want to go.

As with any purchase, it’s a good idea to shop around and get more than one quote. You can call companies directly or access information on the Internet. Getting quotes from the internet is one of the most convenient methods of researching and obtaining the best deals in car insurance- and you can do it from the convenience of your home!

What happens if you don’t get car insurance and try to drive in Edmonton? Law enforcement officers may ask you for proof of insurance during routine traffic stops or accidents. Failure to maintain proper insurance could result in hefty fines and penalties. This can be expensive to the vehicle owner. Be sure that you follow the law!

The mandatory limit of liability insurance required in Alberta is $200,000. However, generally, most people insure for at least $1,000,000 liability for a personal vehicle, and often more for a business or commercial vehicle.

Another important coverage is Family Protection coverage, or Uninsured Motorist coverage. This coverage will help pay for injury to you resulting from an accident caused by an uninsured or underinsured driver. This is an essential part of any insurance policy in Edmonton.

At the end of the day, getting a good rate for Edmonton car insurance is really not that complicated. While many residents get their insurance in the traditional way by flipping open a phonebook and finding the nearest insurance company, a quick online quote from a knowledgeable insurance broker save you both time and money. Instead of calling each car insurance company directly, you can allow an independent broker to shop rates for you and suggest the best coverage that suits your specific situation. Edmonton residents often pay more than they should for their car insurance.

Click “Get Quotes” to obtain your fast, free online quote for cheaper Edmonton car insurance!